Ryan McMillan believes hard work and perseverance are the keys to success, not games of chance. When he receives an instant lottery ticket, he never expects to win a dime, much less walk away with the grand prize.
Collette Russo is no stranger to hardship. Loss has taught her valuable lessons in grace and modesty, traits Ryan can’t help but notice on the winner’s cruise. Collette is the only other passenger not obsessed with material things and their mutual humility sparks an attraction neither of them anticipates.
As good fortune continues to favor Ryan, his relationship with Collette turns into a romance filled with affection and laughter, and his career begins to take off. Yet when his loyalty is tested, an old friendship turns sour.
Ryan chalks it up to greed and arrogance, and finds comfort in Collette’s experience with both. But an unthinkable event reveals that nothing is as simple as it seems. Envy and greed threaten to ruin everything.